How much does credit affect your ability to get an apartment?

i have bad credit, but i dont know what my credit score is yet, i have good rental history have been in the same apartment for 3 1/2 years. how much does credit really affect my chances of moving into an apartment.

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This entry was posted on Thursday, June 24th, 2010 at 5:56 am and is filed under Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

4 Responses to “How much does credit affect your ability to get an apartment?”

  1. It shouldn’t affect your ability to move into another apartment. If you have good rental history then you don’t need to worry about not getting an apartment for rent.

    They might ask for a little bit of refundable deposit initially but you should be able to rent new apartment anywhere.

    Good Luck

  2. You Tarzan. Me Insane. on June 24th, 2010 at 6:23 am

    My credit is worse than anyone I know.
    It did not affect me because the landlord didn’t do a credit check.

  3. Well it depends on the landlord.

    But for me, a landlord, if I see a bad credit score I take a deeper look at the credit report. For ex. they are trying to make payments etc. But the one next big thing I look at is job/income. Do they have a decent job/career and have they had it for awhile. That to me is one of the most important things. I then call old landlords or current bosses and go from there.

    If you have steady income and good rental history you should be fine.

    I know some people who are millionaires who have horrible credit. They just always pay their bills late due to laziness, busi ness, etc.

  4. Depends on who owns the apartment building. But a poor credit score shows you dont pay your bills.

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